When you’re contemplating canceling your Nationwide pet insurance coverage coverage for any motive, this firm makes it simpler than many. We all know some circumstances warrant the necessity to cancel a pet insurance coverage coverage. For instance, you could be sad together with your protection, customer support, or elevated premium prices — otherwise you’ve hit a troublesome monetary time and might’t afford pet insurance coverage.
Nonetheless, earlier than you make a agency resolution, I encourage you to learn this text for all of the components you need to think about earlier than letting your protection go. I additionally provide you with tips about discovering a brand new pet insurance coverage coverage which may be a greater match to your wants.
Learn Our Full Nationwide Pet Insurance coverage Overview
Nationwide Pet Insurance coverage Cancellation Coverage
Right here’s Nationwide’s cancellation coverage, which you will discover on their web site.
Members can cancel a coverage at any time by notifying Nationwide in writing or on-line at my.petinsurance.com. Insurance policies might be cancelled as of the date the cancellation request is obtained. Claims filed for remedy dates as of the date of cancellation or any time after might be denied for no protection.
Any refund as a consequence of you can be credited to the account from which your funds have been withdrawn. When you paid to your coverage in full with a test, any refund due might be despatched to you as a test connected to your cancellation affirmation letter. A cancellation affirmation letter might be mailed to you shortly after cancellation.
How To Cancel Your Nationwide Pet Insurance coverage Coverage
Nationwide makes it simple to cancel your pet insurance coverage anytime with a number of choices. Regardless of the choice you utilize, Nationwide states that it’ll terminate your coverage on the identical day it receives your cancellation request.
Cancel In Your On-line Account
Nationwide is one of some pet insurance coverage suppliers that assist you to cancel on-line, which saves you time in comparison with the effort of calling or having to attend for them to obtain your request by mail. To terminate your coverage on-line, log into your account at my.petinsurance.com. Click on on the “Cancel My Coverage” hyperlink situated beneath your pet’s coverage info to entry the shape.
Cancel In Writing By Fax Or Mail
Another choice is to terminate your coverage by mail or fax. As requested by Nationwide, you’ll want to incorporate your title, coverage quantity, pet’s title, and the explanation for cancellation in your correspondence for those who resolve to go this route.
- Fax: 714-989-0537
- Mail: P.O. Field 2344, Brea, CA 92822-2344
Calling Buyer Service
Primarily based on Nationwide’s web site and cancellation coverage, it’s not clear that you may terminate your pet insurance coverage by calling customer support. Nonetheless, if in case you have any questions concerning the cancellation and refund course of, it’s a good suggestion to achieve out to them first. You may attain customer support for present members at 1-800-540-2016. Representatives can be found Monday-Friday 5am-7pm PST and Saturday 7am-3:30pm PST.
3 Points To Take into account Earlier than Canceling Your Coverage
You’ll need to hold just a few necessary issues in thoughts earlier than terminating your coverage.
1. Different Insurers Will Exclude Pre-Current Situations
It’s important to know that any circumstances your pet was recognized with earlier than or in the course of the time your canine was enrolled in Nationwide’s pet insurance coverage will possible be excluded from protection by any new insurance coverage supplier.
This generally is a troublesome blow in case your pup was recognized with and handled for a power situation, corresponding to diabetes, arthritis, allergic reactions, or most cancers, throughout your Nationwide coverage protection. It might be clever to calculate your canine’s medical prices for a yr and think about how Nationwide covers eligible circumstances now and if these bills are one thing you’ll be able to independently cowl your self.
2. Your Pet’s Age
Your present Nationwide coverage covers your pet for all times. Nonetheless, for those who cancel your coverage and have an aged pet, you could not have the ability to discover a new pet insurance coverage coverage that meets your finances and wishes. Some suppliers have age limits and gained’t insure pets as soon as they attain a sure age (limits fluctuate by supplier).
3. Diseases & Accidents Can Happen Anytime
In case your pet has by no means had any medical issues, you could think about terminating your coverage. However take into account that accidents and well being circumstances can pop up while you least count on them. Even for those who plan on enrolling your pup with a brand new insurance coverage supplier, you’ll have ready intervals earlier than your new coverage’s protection kicks in.
Incessantly Requested Questions
Listed below are some questions pet dad and mom ask most frequently about canceling Nationwide Pet Insurance coverage. When you don’t see yours right here, please ask us in our feedback.
Can I Cancel Nationwide Pet Insurance coverage At Any Time?
Sure, you’ll be able to cancel your Nationwide pet insurance coverage coverage at any time for any motive.
What Is Nationwide’s Cash-Again Assure?
Nationwide honors what’s referred to as a Free Look Interval (a.okay.a. Proper to Look at and Return a Coverage). How does it work? As soon as your coverage goes into impact, you’ve a restricted time to get your preliminary new coverage fee again in full. Relying in your state, this era is both 15 or 30 days. To qualify, you should not have filed a declare beneath the coverage. Taking part states require you to inform Nationwide of your option to train the Free Look possibility inside a particular timeframe. Please learn your coverage for particulars. Phrases could fluctuate by state.
How Do Nationwide Refunds Work?
When you’re exterior of the Free Look Interval, you’ll be able to nonetheless cancel your coverage anytime, and Nationwide will refund your unused premium on a pro-rata foundation. They’ll merely credit score your checking account or debit card that’s arrange in our account. When you paid in full by test, they’ll mail you a refund test.
What Occurs To Pet Insurance coverage When A Pet Dies?
When you’re canceling your pet insurance coverage coverage as a result of your pet has handed away, please know you’re in our ideas. Whereas that is such a troublesome time for you, it’s nonetheless necessary to recollect to contact your insurance coverage firm and notify them of your pet’s passing. You are able to do so by calling, emailing, or mailing Nationwide’s customer support division. When you needed to euthanize your pup, a few of Nationwide’s insurance policies cowl prices related to veterinarian-recommended euthanasia. Examine your particular person coverage to see for those who’re coated.
What If Nationwide Terminates My Coverage?
In late Could 2024, Nationwide introduced that they are going to be discontinuing about 100,000 pet insurance coverage insurance policies as a consequence of inflating prices of veterinary care and the corporate’s capacity to stay financially viable. When you’re one of many coverage holders affected, I’m actually sorry for this irritating state of affairs. I like to recommend following the guidelines under to discover a new coverage as quickly as potential so your furry buddy might be coated with a brand new firm.
How To Discover A New Pet Insurance coverage Firm
When you’re not happy with Nationwide’s pet insurance coverage or they’ve discontinued your protection, you should still need to insure your pet. I encourage you to learn our pet insurance coverage evaluations to see which firms we suggest. Moreover, you will get quotes from most of the high pet insurance coverage firms by filling out the quote kind above.
When you plan on selecting one other pet insurance coverage supplier, it’s a good suggestion to do your analysis and get quotes earlier than you cancel your current Nationwide coverage. This fashion, you’ll be able to reduce the time your pet isn’t coated. It doesn’t matter what, pet insurance coverage is price it, and insuring your furry pals is a good way to guard your pockets and ensure your pets get the required well being care they want.
Why Belief Canine Journal?
Sally has over 20 years of expertise in human well being sciences communications, together with 10 years as an professional on pet well being circumstances and remedy. She’s additionally spent over a decade researching pet insurance coverage as a part of an professional crew at Canine Journal.
Sally additionally consulted with Michelle Schenker, Canine Journal’s in-house licensed insurance coverage agent, for added experience, to make sure accuracy, and provides Canine Journal the authority to write down about and help readers in buying insurance policies legally.
As devoted canine professionals and long-time canine house owners, we check and analysis the perfect pet services and products, not just for our personal pups however for all of our readers.