Should you’re fascinated with canceling your Spot Pet Insurance coverage coverage, we encourage you to see our recommendations on the components you’ll wish to think about earlier than making a agency determination. We even have recommendation on how and when to discover a new pet insurance coverage supplier to maintain your pup protected. Nevertheless, should you’ve already determined to cancel for no matter purpose, we offer you contact data and recommendations on how you can cancel your Spot coverage.
Learn Our Full Spot Pet Insurance coverage Overview
Spot Pet Insurance coverage Cancellation Coverage
Beneath is Spot Pet Insurance coverage’s official cancellation coverage:
You should contact us by way of electronic mail, phone or in writing to advise us of the longer term date when this coverage is to cancel. You may ship written notification by electronic mail, fax or by mail. We are going to refund any premium that you’ve got already paid for any interval after your final date of protection.
How To Cancel Spot Pet Insurance coverage
Not like another pet insurance coverage suppliers, Spot doesn’t have a helpful on-line cancellation type you may fill out and submit. However they do offer you a number of choices to terminate your coverage.
Name To Cancel
Should you’d like to talk with a Spot consultant about canceling, name 1-800-905-1595. Customer support is on the market by telephone Monday by way of Friday from 8am to 8pm EST. Make sure to have your coverage quantity helpful.
When you’re linked with a consultant on the telephone, you may ask any questions on canceling your coverage. If they are saying they will terminate your coverage over the telephone, then you may proceed should you’d like. Nevertheless, they could request written affirmation. If they will cancel by telephone, we advocate asking them to electronic mail you a affirmation message that the coverage has been terminated. Having it in writing will assist must you unintentionally be billed after canceling.
Electronic mail Or Mail To Cancel
Spot additionally offers you two written choices for canceling.
You may ship your request by electronic mail at [email protected].
You may as well ship it by way of snail mail with a written discover of cancellation to:
Spot Pet Insurance coverage
990 Biscayne Blvd Suite 603
Miami, FL 33132.
Should you’d choose to deal with your coverage termination in writing, we advocate doing so by way of electronic mail. That approach, you may ask questions and obtain a fast affirmation of cancellation in writing.
Points To Contemplate Earlier than Canceling Your Coverage
You’ll wish to maintain a number of vital issues in thoughts earlier than terminating your coverage.
Different Insurers Will Exclude Pre-Current Situations
It’s important to know that any circumstances your pet was identified with earlier than or through the time your canine was enrolled in Spot’s pet insurance coverage will possible be excluded from protection by any new insurance coverage supplier.
This may be extraordinarily problematic in case your pup was identified with and handled for a continual situation, corresponding to arthritis, diabetes, most cancers, or allergy symptoms, throughout your Spot coverage protection. Will you be capable to cowl these veterinary bills your self? It might be smart to calculate your canine’s ongoing medical prices for a 12 months to find out should you can afford them.
Your Pet’s Age
Your present Spot coverage covers your pet for all times as long as you keep present on funds. Nevertheless, should you cancel your coverage and have an aged pet, chances are you’ll not be capable to discover a new pet insurance coverage coverage that meets your price range and desires. Some suppliers have age limits and received’t insure new pets as soon as they attain a sure age (limits fluctuate by supplier).
Sicknesses & Accidents Can Happen Anytime
You could be contemplating terminating your coverage as a result of your pup has by no means had any medical issues. However remember that accidents and well being circumstances can come up once you least count on them. Even should you plan on enrolling your pup with a brand new insurance coverage supplier, you’ll have ready durations earlier than your new coverage’s protection kicks in. So it could be smart to overlap them throughout this time to ensure your pet just isn’t topic to any ready period-related protection gaps.
Steadily Requested Questions
Can I Get My Cash Again From Spot?
Sure, any pro-rated cash you’ve paid prematurely for protection will possible be refunded after your coverage is terminated, as long as you haven’t any excellent claims.
Can I Cancel Spot At Any Time?
Sure, you may cancel your Spot pet insurance coverage coverage at any time. Nevertheless, if in case you have an impressive declare, it could be smart to attend till it has been settled and any cash on account of you has been acquired.
What Is Spot’s Greatest’s 30-Day Cash-Again Assure?
You may cancel your coverage for any purpose inside 30 days of the coverage efficient date, and Spot will refund 100% of any premium paid so long as no claims have been paid. Should you submitted a declare throughout this time interval, Spot will refund any premium in accordance with their common cancellation coverage. This 30-day money-back assure just isn’t obtainable in Maine or New York.
What Occurs To Pet Insurance coverage When A Pet Dies?
Should you’re canceling your pet insurance coverage coverage as a result of your pet has crossed over the rainbow bridge, please know you might be in our ideas. It’s evident that you just cared immensely in your pet by insuring them to start with, and the bond you shared is unbreakable. We hope you could find consolation within the reminiscences you made collectively.
Relating to your query, after your pet dies, it’s best to contact Spot’s customer support by telephone. They’ll cancel your account for the day after your pet passes, however you’ll nonetheless be capable to file any last claims.
How To Discover A New Pet Insurance coverage Firm
Should you’d nonetheless prefer to insure your pet however weren’t glad with Spot, remember to learn our pet insurance coverage opinions to see which pet insurance coverage firms we advocate most extremely. Moreover, you may get quotes from lots of the prime pet insurance coverage firms by filling out the quote type above.
We advise doing all your analysis and getting quotes earlier than you cancel your present coverage. This method can reduce the time interval that your pup isn’t coated between your earlier and new pet insurance coverage protection. It doesn’t matter what, pet insurance coverage is price it, and insuring your furry buddies is a good way to guard your pockets and ensure your pets get the mandatory well being care they want.
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