Unfair Incapacity Insurance coverage Regulation Agency in California
If you find yourself dealing with a incapacity, a incapacity insurance coverage coverage can take an enormous weight off your shoulders. It may aid you handle the monetary burden of being unable to work so that you just and your loved ones can deal with adjusting to your new regular and therapeutic, if potential. That weight, nevertheless, can get lots heavier if the insurance coverage firm doesn’t uphold their finish of the discount. Relying on the information and circumstances, there are methods to nonetheless recoup the cash you might be owed from the insurance coverage firm. Our Donahue and Horrow LLP California incapacity insurance coverage denial attorneys are skilled in dealing with all these instances – we all know how one can recoup cash from insurance coverage corporations which have wrongfully denied claims.
What is sweet religion and truthful dealing?
For each non-public incapacity insurance coverage coverage in California, the insurance coverage firm is underneath an obligation of excellent religion and truthful dealing. This implies the insurance coverage coverage provider should deal with you pretty. If the insurance coverage firm breaks the promise to deal with you pretty, it’s unhealthy religion. Sadly, we all know that guarantees could be damaged. Insurance coverage corporations usually deal with their insureds unfairly – that leaves somebody affected by a incapacity, annoyed and not sure of their monetary stability. Don’t let an insurance coverage firm bully you and push you round. If you’re being handled unfairly, the insurance coverage firm is breaking their promise and appearing in unhealthy religion. You possibly can maintain them accountable.
Beneath a typical breach of contract declare, that means the incapacity insurance coverage policyholder denied a declare, the insured can solely recuperate the quantity of the coverage advantages plus curiosity. Beneath a nasty religion declare, nevertheless, you may recuperate coverage advantages plus curiosity in addition to lawyer’s charges and extra damages. This will embody financial fee for emotional stress, financial damages and punitive damages.
For those who’re declare has been denied in California for incapacity insurance coverage, we will work with you to find out whether or not you have got a possible lawsuit for breach of contract and/or unhealthy religion. Whereas we will’t present the entire circumstances during which you could have a nasty religion declare, just a few examples of unhealthy religion claims embody:
- The insurance coverage firm failed to research the declare.
- The insurance coverage firm was not goal in evaluating the declare and as a substitute gave extra consideration to the insurance coverage firm’s pursuits than to your pursuits.
- The insurance coverage firm failed to speak correctly with the insured.
- The insurance coverage firm misrepresented protection underneath the coverage.
- The insurance coverage firm made a “low ball” settlement supply in unhealthy religion, regardless of figuring out the declare is legitimate.
There are a lot of different circumstances during which you could have a declare for unhealthy religion. In case you have been denied protection underneath your non-public incapacity insurance coverage coverage, you’ll need an lawyer who has expertise in all these claims. These instances are totally different from commonplace private harm regulation – that’s why we focus solely on incapacity insurance coverage declare denials. We have now the expertise and data essential to struggle for the cash you deserve and want.
Don’t delay. Contact us right this moment.
We all know you might be dealing with a monetary burden due to the insurance coverage firm’s wrongful conduct. We don’t need to add to that. To account for that, we take all of our instances on contingency foundation – meaning you pay nothing till we recuperate cash in your behalf. We’re right here that will help you and struggle for what you want and, frankly, what you paid for whenever you bought your incapacity insurance coverage coverage.
In case your incapacity insurance coverage protection has been denied in California, speak with one in all our attorneys right this moment. Allow us to take this weight off your shoulders – you may deal with recuperating and adjusting along with your family members. We’ll deal with holding the insurance coverage firm accountable and getting you the cash deserve as shortly as potential. Get began along with your free session or name us at (877) 664-5407.