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Nationwide to Distribute MassMutual Listed Annuities for RIAs
2023-08-10 19:38 UTC by ThinkAdvisorAllison Bellhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2023/08/2023-8-9-rona-guymon_Nationwide_640x640.jpgInformation/Fastened Annuities/Annuity Investing

The brand new relationship might push insurers to get artistic about how they inventory their annuity cabinets.

Genworth Set to Supply Lengthy-Time period Care in Texas
2023-08-10 18:11 UTC by ThinkAdvisorAllison Bellhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2021/04/2021-4-20-thomas-mcinerney-232204070_Bloomberg_640x640_victor-j-blue.jpgInformation/Way of life Planning

The corporate has signed up sufficient residence care suppliers and different LTC suppliers to achieve about half of individuals in Texas who’re ages 65 or older,

Client Reps Need Checkup for Well being Plans’ Preventive Companies Protection
2023-08-10 05:28 UTC by ThinkAdvisorAllison Bellhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2023/08/2023-8-9-physician-using-a-computer_Shutterstock_640x640_NIKCOA.jpgInformation/HSAs

Is a colonoscopy lined as “free” primary care? Will depend on the well being plan.

Cetera Closes on Buy of Securian’s Wealth Enterprise
2023-08-10 16:34 UTC by ThinkAdvisorJeff Bermanhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2023/02/Cetera_Building_640x640.jpgInformation

Greater than 91% of the invited Securian advisors and different monetary professionals opted to affix Cetera, it says.

At Jackson, RILA Consumers Are Completely different
2023-08-10 16:30 UTC by ThinkAdvisorAllison Bellhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2021/02/Prieskorn_Laura_Jackson_640x640.jpgInformation/Variable Annuities/Annuity Investing

Particularly, “a RILA policyholder is 5 years youthful than our conventional variable annuity purchaser,” says Jackson CEO Laura Prieskorn.

Brighthouse Govt Expects RILA Market to Get Extra Aggressive
2023-08-10 16:22 UTC by ThinkAdvisorAllison Bellhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2023/08/2023-8-9-myles-lambert_Brighthouse_640x640.jpgInformation/Variable Annuities/Annuity Investing

Myles Lambert sees the strain bettering the options purchasers can use to take out revenue.

Fed Seeks Life Insurance coverage Consultants for Advisory Panel
2023-08-10 15:52 UTC by ThinkAdvisorAllison Bellhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2021/03/Federal_Reserve_Bulding_Shutter_640x640.jpgInformation

Present members of the 21-seat committee embody executives from firms like Equitable and Prudential.

Social Safety COLA 2024 Estimate Holds Regular at 3%
2023-08-10 14:30 UTC by ThinkAdvisorJanet Levauxhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2023/07/06_Money_Social_Security_Card_Shutter_640x640.jpgInformation

A COLA of three% would increase the present common month-to-month profit by practically $54.

Jackson Goals to Raise Households From Poverty to Monetary Properly-Being
2023-08-09 20:19 UTC by ThinkAdvisorJane Wollman Rusoffhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2023/04/2023-4-18-Danielle-Robinson_Jackson_640x640.jpgQ&A

Monetary freedom does not start at retirement; it is a lifelong pursuit constructed on monetary data, says Jackson’s Danielle Robinson.

IRS Warns of Schemes Tied to Worker Inventory Possession Plans
2023-08-09 20:04 UTC by ThinkAdvisorMelanie Waddellhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2022/08/IRS_Sign_Washington_BB_640x640.jpgIRS Updates/Information/IRS

As well as, the IRS mentioned that it has seen promoted preparations utilizing ESOPs which can be “doubtlessly abusive.”

A Counterintuitive Annuity Technique That Can Cut back Danger
2023-08-09 20:00 UTC by ThinkAdvisorScott Stolzhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2022/10/Stolz_Scott_2020_640x640.jpgCommentary/Annuity Investing/Earnings Planning

An extended listed time period may appear to supply essentially the most draw back safety, however that is not at all times the case.

Who’s Subsequent in $2.5B WhatsApp Probe?
2023-08-09 19:36 UTC by ThinkAdvisorRick Inexperiencedhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2022/10/Whatsapp_Smartphone_BB_640x640.jpgInformation/Social Media/SEC

Regulators have quizzed greater than a dozen different companies, together with BlackRock and LPL, about using unofficial channels.

Charge-Solely Advisors Driving a Rush Into Low cost Funds: Morningstar
2023-08-09 19:21 UTC by ThinkAdvisorDinah Wisenberg Brinhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2021/09/01_Fees_Shutterstock_640x640.jpgInformation/Funding Methods/Passive

Buyers saved about $9.8 billion in charges for open-end mutual funds and ETFs final yr.

MOVEit Breach Put Information of 61,000 TD Ameritrade Purchasers at Danger
2023-08-09 19:08 UTC by ThinkAdvisorJeff Bermanhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2023/03/Charles_Schwab_Logo_Sign_BB_640x640.jpgSchwab/TD Ameritrade/Information/Consumer Outreach

Consumer information compromised within the cyberattack included names and Social Safety numbers, the agency says.

10 Dividend-Progress Shares to Purchase Now: Morningstar
2023-08-09 18:38 UTC by ThinkAdvisorMichael S. Fischerhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2023/06/12_Businessman_Happy_Stock_Trader_Adobe_640x640.jpgSlideshow/Shares/Sector/Funding Methods

These shares, presently buying and selling at a reduction, have so much going for them, based on analysts.

RBC Picks Up $1B UBS Staff
2023-08-09 02:26 UTC by ThinkAdvisorJeff Bermanhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2022/12/02_RBC_Bank_Sign_Shutter_640x640.jpgInformation/Recruiting

The addition is a part of RBC’s effort to spice up its presence within the Nice Lakes area, the agency says.

Former LPL, Raymond James Reps Slammed by FINRA for Falsifying Paperwork
2023-08-09 01:52 UTC by ThinkAdvisorJeff Bermanhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2021/02/FINRA_Building_Sign_Shutter_640x640.jpgInformation/FINRA

Two ex-reps cast purchasers’ signatures, and one supplied falsified checks and financial institution statements to regulators, FINRA mentioned.

90% of Individuals Plan to Declare Social Safety Earlier than 70: Survey
2023-08-09 01:47 UTC by ThinkAdvisorMichael S. Fischerhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2023/07/05_People_Coin_Stack_Retirement_Adobe_640x640.jpgInformation/Claiming Methods/Social Safety Funding

The selection to not watch for bigger profit funds is a deliberate one, the survey discovered.

Insurers: U.S. Mortality Is Nonetheless Larger Than Earlier than the Pandemic
2023-08-08 21:39 UTC by ThinkAdvisorAllison Bellhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2021/03/Coffin.jpgInformation/Earnings Planning

A dialysis supplier believes a brand new COVID-19 wave has began.

TIAA Hit With Class-Motion Swimsuit Over MOVEit Hack
2023-08-08 20:35 UTC by ThinkAdvisorMelanie Waddellhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2022/11/10_Cyber_Attack_Hack_Computer_Crime_Shutter_640x640.jpgInformation

TIAA failed to guard prospects’ private information from the MOVEit hack, based on the go well with.

U.S. Life Utility Exercise Softened in July
2023-08-08 20:18 UTC by ThinkAdvisorAllison Bellhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2023/08/2023-8-7-up-and-down-percent-arrows_Adobe_640x640.jpgInformation

Quantity for shoppers of their prime working years elevated.

New IRS Crypto Ruling Can Save Your Purchasers Cash
2023-08-08 19:30 UTC by ThinkAdvisorRic Edelmanhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2022/05/12_Edelman_Ric_640x640.jpgIRS Updates/Commentary/Cryptocurrencies/IRS

Some purchasers with revenue from crypto staking might have paid taxes prematurely.

Vivid Well being Will get Financing to Help California Medicare Plan Sale
2023-08-08 18:47 UTC by ThinkAdvisorAllison Bellhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2023/07/2022-3-3-money_iStock_640x640-Copy.jpgInformation/Medicare Planning

The medical insurance startup capital spigot dried up final yr after funding market turmoil diminished buyers’ urge for food for threat.

Hiring In the present day Is Powerful. Here is The best way to Get It Proper.
2023-08-08 18:04 UTC by ThinkAdvisorAngie Herbershttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2021/06/Herbers_Angie_2017_640x640.jpgCommentary/Recruiting

Advisor turnover provides companies the prospect to rent replacements with higher, and clearer, expectations.

Wall Road’s New WhatsApp Fines Take Tab Previous $2.5B
2023-08-08 05:48 UTC by ThinkAdvisorAustin Weinsteinhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2022/10/Whatsapp_Smartphone_BB_640x640.jpgWells Fargo/Information/SEC

The penalties are tied Wells Fargo and different banks’ use of unofficial communication instruments to conduct enterprise.

15 Cities With the Most Seniors Nonetheless Working
2023-08-08 05:29 UTC by ThinkAdvisorMichael S. Fischerhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2023/08/Senior_Woman_Construction_Adobe_640x640.jpgSlideshow/Earnings Planning

Working previous retirement age can include Social Safety and Medicare planning points.

FINRA Lists Ric Edelman’s Digital Asset Certificates as Skilled Designation
2023-08-08 05:12 UTC by ThinkAdvisorMelanie Waddellhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2022/05/12_Edelman_Ric_640x640.jpgInformation/Cryptocurrencies/FINRA

Monetary professionals who full the 15-credit course can now show the Licensed in Blockchain and Digital Property credential.

What Occurs to 401(ok)s, IRAs When Older Purchasers Get Divorced
2023-08-08 16:03 UTC by ThinkAdvisorJane Wollman Rusoffhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2023/07/Renee-Hanson_640x640.jpgProperty Planning/Q&A/401(ok) Plans/IRAs

Renee Hanson, CDFA, explains how retirement belongings are divided and learn how to make the method much less painful.

American Nationwide Seeks to Void One other Life Coverage
2023-08-08 15:57 UTC by ThinkAdvisorAllison Bellhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2021/02/2021-2-22-2019-12-17-scales-of-justice-114161823_Thinkstock-LHP_MI.jpgInformation

The insurer says many residents of 1 city utilized for protection insuring non-relatives utilizing false data.

Wells Fargo to Pay $125M in WhatsApp Crackdown
2023-08-08 14:14 UTC by ThinkAdvisorBen Bainhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2023/06/02_Wells_Fargo_Sign_Building_BB_640x640.jpgInformation/SEC

In complete, 11 companies agreed to pay penalties of $289 million to the Securities and Alternate Fee.

Debate: Ought to Medicaid Develop House-Primarily based Well being Care Protection?
2023-08-08 03:16 UTC by ThinkAdvisorRobert Bloink | William H. Byrneshttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2022/10/Businessmen_Hands_Thumb_Up_Down_Adobe_640x640.jpgProfessional Opinion

Our tax consultants talk about how increasing funding for home-based care providers may have an effect on Medicaid prices for states.

Goldman, JPMorgan Say Purchase Treasurys After Final Week’s Selloff
2023-08-08 03:12 UTC by ThinkAdvisorYe Xiehttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2023/03/02_Low_Yields_Stocks_Shutter_640x640.jpegInformation

The scores transfer contained “no new data,” some strategists mentioned.

The SEC’s New AI Plan Expands Reg BI — and Extra
2023-08-08 02:58 UTC by ThinkAdvisorMelanie Waddellhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2021/02/Waddell_Melanie-Illustrated-640×640-1.jpgReg BI/Evaluation/SEC

Business attorneys say the plan would impose doubtlessly burdensome conflict-of-interest necessities on BDs and advisors.

Convention Focuses on ‘Reclaiming Black Wealth’
2023-08-07 21:57 UTC by ThinkAdvisorJeff Bermanhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2022/11/25_Nichols_George_640x640.jpgInformation/Management

Black wealth has been “diluted over time,” says American School President George Nichols III.

Listed Annuities Can Transfer the Volatility Out of the Consumer’s Hair
2023-08-07 20:18 UTC by ThinkAdvisorAllison Bellhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2023/08/03_Advisor_Stock_Charts_Client_Shutter_640x640.jpgDialog/Annuity Investing

An advisor thinks colleagues ought to respect the worth of threat switch.

What’s Behind the Wirehouses’ Nice Comeback?
2023-08-07 20:07 UTC by ThinkAdvisorTimothy Welshhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2021/04/Wirehouses-Bloomberg-640×640.jpgCommentary

The 4 Wall Road entities have all just lately reported file ranges of revenues, earnings, belongings, new households and monetary advisors.

7 Kinds of Investments Purchasers Ought to Keep away from: Advisors’ Recommendation
2023-08-07 19:51 UTC by ThinkAdvisorDinah Wisenberg Brinhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2023/02/01_Businessman_Stop_No_Hand_Adobe_640x640.jpgAdvisors Recommendation/Slideshow/Funding Methods

These investments are sophisticated, outdated or downright dangerous, advisors say.

Do not Overlook Roth IRAs for Youngsters and Grandchildren
2023-08-07 19:46 UTC by ThinkAdvisorRobert Bloink | William H. Byrneshttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2021/03/Bloink_Byrnes_640x640.jpgProfessional Opinion/IRAs

Roth IRAs are significantly engaging for youthful savers due to the potential for important tax-free progress.

Warn Purchasers They Can Lose the Potential to Purchase Life Insurance coverage
2023-08-07 19:42 UTC by ThinkAdvisorAllison Bellhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2023/08/2023-8-6-brandon-carter_USAA-Life_640x640.jpgProperty Planning/Finest Practices/Life Planning Methods

Nevertheless, USAA Life’s president recommends compassion for late candidates.

Beware, the SEC Is Coming for You!
2023-08-07 18:07 UTC by ThinkAdvisorThomas D. Giachettihttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2023/08/Chair_Adobe-Stock_640.jpgCommentary/SEC

The present administration appears to consider advisors receives a commission an excessive amount of for doing too little; the business should push again.

10 Methods to Help Purchasers With Well being Struggles
2023-08-07 05:57 UTC by ThinkAdvisorBryce Sandershttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2023/08/Senior_Hands_Support_Empathy_Adobe_640x640.jpgSlideshow/Consumer Outreach

When a shopper falls unwell, you may really feel prefer it’s not your home to step in. Assume once more.

LPL Launches Direct Indexing in Mannequin Wealth Portfolios
2023-08-07 16:03 UTC by ThinkAdvisorDinah Wisenberg Brinhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2021/03/LPL-San-Diego-Entrance-Sign_640x640.jpgInformation/Shares/Funding Methods

The technique is on the market by means of new customized listed individually managed accounts.

Berkshire Outcomes Bounce on Energy in Insurance coverage, Treasurys
2023-08-07 15:51 UTC by ThinkAdvisorMax Reyeshttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2023/06/10_Warren_Buffett_Berkshire_Ipad_Shutter_640x640.jpgWarren Buffett/Information

The conglomerate posted higher outcomes regardless of Buffett cautioning in Could that earnings might fall this yr attributable to financial weak point.

LPL Places AI Heart Stage at Yearly Occasion
2023-08-05 14:06 UTC by ThinkAdvisorJanet Levauxhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2022/02/05_Arnold_Dan_640x640.jpgInformation

Executives are emphasizing new AI-powered instruments that intention to function an advisor’s “co-pilot.”

A Life Settlement Dealer’s Fiduciary Responsibility to the Coverage Vendor
2023-08-05 00:28 UTC by ThinkAdvisorScott Thomashttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2022/12/2022-12-30-a-decision_Shutterstock_640x640_ASTA-Idea.jpgFiduciary Customary/Commentary/Life Settlements

For some purchasers, protecting the coverage could be the higher possibility.

The DOL Ought to Drop Its Fiduciary Rule Mission
2023-08-04 23:35 UTC by ThinkAdvisorWayne Chopushttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2021/02/DOL_Sign_Scarcella_640x640.jpgFiduciary Customary/Commentary/Fastened Annuities/Promoting/DOL

The CEO of IRI makes the case that it is time to concentrate on implementing present guidelines.

How International Residents Modified My Enterprise
2023-08-04 23:11 UTC by ThinkAdvisorAddie Murdockhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2022/12/2021-10-29-international-world-flags_Adobe_640x640.jpgCommentary/Prospecting/Prospect Purchasers

Many high-net-worth prospects need assistance with defending belongings in two or extra international locations.

Here is How A lot Individuals Assume They Have to Retire
2023-08-04 21:57 UTC by ThinkAdvisorJohn Manganarohttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2021/04/01_Senior_Couple_Mad_Adobe_640x640.jpgAnalysis/Financial Developments

Issues concerning the affect of upper costs are widespread, but inflation hasn’t actually disrupted financial savings efforts, Schwab finds.

Personal Market Investing Requires an Energetic Method
2023-08-04 21:27 UTC by ThinkAdvisorChristian Salomonehttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2023/07/bigstock-Strategic-Journey-640.jpgCommentary/Financial Developments

The significance of selecting the correct managers who can spot and nurture personal firms can’t be overstated.

3 Items of Profession Recommendation From One Feminine Advisor to One other
2023-08-04 21:08 UTC by ThinkAdvisorKate Reddenhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2022/12/05_Woman_Listening_Therapist_Shutter_640x640.jpgCommentary

Be intentional about your profession path and encompass your self with individuals who assist it.

New Social Safety 2100 Act Would Revamp COLA, Develop Payroll Tax
2023-08-04 20:19 UTC by ThinkAdvisorMelanie Waddellhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2021/12/02_Larson_John_640x640.jpgInformation

Social Safety advocacy teams applaud the invoice for, amongst different measures, its new proposal for calculating COLAs.

CI’s Personal Wealth Unit Has a New Title
2023-08-04 19:49 UTC by ThinkAdvisorJeff Bermanhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2021/12/Future_Prediction_Outlook_Adobe_640x640.jpgInformation

The group was rebranded with a reputation derived from the time period “shopper oriented,” it says.

PNC Financial institution Prospects Report Lacking Balances, Entry Issues
2023-08-04 18:34 UTC by ThinkAdvisorDinah Wisenberg Brinhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2022/12/05_PNC_Bank_Branch_ALM_640x640.jpgInformation

Social media customers reported zero balances and the shortcoming to make use of financial institution playing cards.

12 States The place It Takes the Most Cash to Be Comfortable: Survey
2023-08-04 18:18 UTC by ThinkAdvisorMichael S. Fischerhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2023/05/09_Businessman_Gaps_Cliff_Challenge_Adobe_640x640.jpgSlideshow/Financial Developments/Way of life Planning

Cash may not purchase happiness, however Individuals say, on common, that fifty% extra would assist.

Analysis Suggests 2 Keys to Fixing the Annuity Puzzle
2023-08-04 05:27 UTC by ThinkAdvisorDavid Blanchetthttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2023/01/Blanchett_David_NEW_640x640.jpgProfessional Opinion/Promoting/Annuity Investing/Earnings Planning

Until retirees perceive how a product works and its advantages, they don’t seem to be possible to purchase it.

New Swimsuit Says Wells Fargo Opened Extra Unauthorized Financial institution Accounts
2023-08-04 15:43 UTC by ThinkAdvisorDinah Wisenberg Brinhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2023/06/02_Wells_Fargo_Sign_Building_BB_640x640.jpgWells Fargo/Information

“As one Wells Fargo pretend account scandal concludes, one other emerges,” the lawsuit says.

Large Portfolio Developments Retirement Buyers Cannot Ignore
2023-08-03 21:41 UTC by ThinkAdvisorJohn Manganarohttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2023/08/Ayako-Yoshioka_640x640.jpgQ&A

Wealth Enhancement Group’s Ayako Yoshioka describes how buyers must be their retirement portfolios now.

2023 RMD Rule Adjustments: 3 Widespread Consumer Questions
2023-08-03 21:29 UTC by ThinkAdvisorRoger Wohlnerhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2021/03/Required_Minimum_Distributions-_RMD_Shutter_640x640.jpgTax Deductions/Safe Act 2.0/Evaluation/IRS/Required Minimal Distributions

Adjustments because of the Safe acts may end up in confusion. Here is what advisors and purchasers ought to know.

Athene’s Father or mother Shrugs at MYGA Gross sales
2023-08-03 21:03 UTC by ThinkAdvisorAllison Bellhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2022/02/2022-2-11-marc-rowan_Bloomberg_640x640_jonathan-alcorn.jpgInformation/Annuity Investing

Marc Rowan, the CEO at Apollo, calls them “transactional.”

LIMRA: Gross sales of Listed Life Merchandise Rose 22% in Q2
2023-08-03 20:00 UTC by ThinkAdvisorAllison Bellhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2023/04/2021-10-28-up-arrow-277624176_AdobeStock_640x640_tadamichi.jpgInformation

The variety of conventional mounted common life insurance policies offered fell greater than 10%.

The Mysterious Retirement Weak point of Late Boomers
2023-08-03 19:45 UTC by ThinkAdvisorJohn Manganarohttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2022/11/02_401k_Egg_Money_Shutter_640x640.jpgAnalysis/Financial Developments

Two components assist clarify why youthful boomers have considerably fewer 401(ok) and IRA belongings than older boomers.

4 Issues TD Ameritrade Advisors Ought to Do Earlier than Schwab Conversion
2023-08-03 19:42 UTC by ThinkAdvisorJeff Bermanhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2021/10/Schwab-TDA_Shutter_640x640.jpgSchwab/TD Ameritrade/Evaluation

Here is what advisors ought to do earlier than the ultimate transfer over Labor Day weekend, based on business consultants.

Taxpayers’ Reward Tax Invoice Rose to $2.8 Billion in 2021
2023-08-03 19:29 UTC by ThinkAdvisorAllison Bellhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2023/06/2023-6-26-IRS-building_ALM_640x640_Diego-M-Radzinschi.jpgIRS Updates/Property Planning/Information/Life Planning Methods

A newly launched desk for 2021 reveals that 1,101 taxpayers owed $1 million or extra.

Wells Fargo Prospects Complain of Lacking Deposits
2023-08-03 19:04 UTC by ThinkAdvisorDinah Wisenberg Brinhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2022/11/04_Wells_Fargo_Branch_NY_BB_640x640.jpgWells Fargo/Information/Social Media

Prospects mentioned deposits made in branches and remotely Wednesday had disappeared Thursday.

Buffett Buys $10M of U.S. Treasurys, Shrugs Off Downgrade
2023-08-03 18:57 UTC by ThinkAdvisorDinah Wisenberg Brinhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2022/11/06_Buffett_Warren_2018_BB_640x640.jpgWarren Buffett/Information/Fastened Earnings

The Berkshire Hathaway chief says the credit standing transfer by Fitch will not alter his investing technique.

Lacking Goldman Sachs Analyst Confirmed Useless by Police
2023-08-03 05:03 UTC by ThinkAdvisorTanaz Meghjanihttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2023/08/John_Castic_BB_640x640.jpgInformation

John Castic, 27, was final seen Saturday after attending a live performance in Brooklyn, a New York Police Division spokesperson mentioned.

JPMorgan, Morgan Stanley Face Regulatory Scrutiny Over AI Use
2023-08-03 16:33 UTC by ThinkAdvisorMelanie Waddellhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2022/02/2022-2-22-artificial-intelligence_Adobe-Stock_640x640_peshkov.jpgInformation/Massachusetts

Massachusetts’ high securities regulator says he is involved about “the rising and doubtlessly unchecked use” of AI.

When a Prospect Says, ‘I Have No Cash’
2023-08-03 16:14 UTC by ThinkAdvisorBryce Sandershttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2023/07/05_Dollar_Cash_Money_Adobe_640x640.jpgFinest Practices/Promoting/Prospect Purchasers

Some folks have extra assets than they suppose they do.

Sarah Chavarria to Lead 45M Member Dental Provider
2023-08-03 16:02 UTC by ThinkAdvisorAllison Bellhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2023/08/2023-8-1-Sarah-Chavarria_Delta-Dental-of-California_640x640.jpgProfession Strikes

Management can be altering at Symetra.

Well being Ministry Plans Start to Set Their Personal Guidelines
2023-08-03 15:57 UTC by ThinkAdvisorAllison Bellhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2023/08/2023-08-3-church_ALM_melanie-bell.jpgInformation/Way of life Planning

They’re free from ACA necessities, however the GAO discovered they need to curb dangerous practices.

10 Causes to Declare Social Safety at 70
2023-08-03 07:24 UTC by ThinkAdvisorLloyd Loftonhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2022/02/Social_Security_Card_Blur_Adobe_640x640.jpgCommentary/Claiming Methods

You recognize a number of the arguments for persistence. Listed here are extra.

Fearful About Medicare Scams: A Medicare Query
2023-08-03 06:28 UTC by ThinkAdvisorBethany Cissellhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2023/03/2022-2-24-medicare-card_CMS_640x640.jpgCommentary/Medicare Planning

You may assist shield purchasers from fraudsters.

Why ‘Purchase and Maintain’ Works Higher for Buyers: Morningstar
2023-08-02 23:23 UTC by ThinkAdvisorDinah Wisenberg Brinhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2023/03/03_Interest_Percent_Up_Down_Arrow_Adobe_640x640.jpgAnalysis

Buyers’ outcomes usually lag funds’ complete returns, however purchasers can take steps to enhance their odds, Morningstar says.

Past the 4% Rule: Creating Retirement Spending Guardrails That Actually Work
2023-08-02 22:21 UTC by ThinkAdvisorJohn Manganarohttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2022/12/02_4-percent-rule-retirement-withdrawal_Adobe_640x640.jpgEvaluation/Earnings Planning

Retirement researcher Derek Tharp lays out a method that avoids the pitfalls of Monte Carlo simulations.

3 Methods Advisors Can Get Began With ChatGPT
2023-08-02 21:43 UTC by ThinkAdvisorBrendan Kenalty and Marc Butlerhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2023/03/ChatGPT_Logo_App_BB_640x640.jpgCommentary/Consumer Retention

You need to use AI to spice up your effectivity whereas bettering your communication with purchasers.

New Invoice Would Assist Social Safety Lump-Sum Recipients Keep away from Tax Hit
2023-08-02 21:09 UTC by ThinkAdvisorMelanie Waddellhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2023/06/Capitol_Washington_DC_BB_640x640.jpgInformation

The invoice would assist SSDI recipients keep away from an enormous tax invoice when their advantages begin.

‘Fudging Benchmarks’ Widespread in Institutional Investing: Research
2023-08-02 20:12 UTC by ThinkAdvisorDinah Wisenberg Brinhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2023/03/magnifying-glass-dataIstock.jpgAnalysis

Trustees and administrators should take management of benchmarking and efficiency measurement, says research writer Richard Ennis.

The Large Factor Purchasers Do not Get About Social Safety Spousal Advantages
2023-08-02 20:02 UTC by ThinkAdvisorMarcia Mantellhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2023/07/11_Marcia-Mantell1_2023_640x640.jpgProfessional Opinion/Claiming Methods/Earnings Planning

Many consumers (and a few advisors) mistakenly consider they’ve a alternative between their very own profit and their partner’s.

Goldman Scores One other Custodial Win With $2B RIA
2023-08-02 19:45 UTC by ThinkAdvisorJeff Bermanhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2023/06/11_Goldman_Sachs_Sign_BB_640x640.jpegInformation

Burney Co. is the third agency in 5 weeks to announce its signing with Goldman Sachs Advisor Options.

Girls in Their Early 60s Need Annuities Extra Than Males Do: Research
2023-08-02 19:33 UTC by ThinkAdvisorMichael S. Fischerhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2023/06/05_Elderly_Woman_Signing_Contract_Shutter_640x640.jpgAnalysis/Annuity Investing

They’re much less possible than males to debate annuities with advisors however extra prone to need them, information reveals.

16 Assumptions That Trigger Advisors to Lose Purchasers
2023-08-02 18:38 UTC by ThinkAdvisorBryce Sandershttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2023/07/02_Businessman_Shrugging_Confused_Adobe_640X640.jpgSlideshow/Consumer Retention

Good purchasers not often simply go away; they hole out the connection as their wants go unmet.

IRS to Digitally Course of All Tax Returns by 2025
2023-08-02 15:27 UTC by ThinkAdvisorMelanie Waddellhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2022/10/IRS_Building_Sign_BB_640x640.jpgIRS Updates/Information/IRS

By the 2024 submitting season, taxpayers will have the ability to go paperless in the event that they select to.

U.S. Credit score Ranking Downgraded From AAA by Fitch
2023-08-02 03:05 UTC by ThinkAdvisorBenjamin Purvishttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2023/03/01_Washington_DC_Capitol_Money_Adobe_640x640.jpgInformation

The scores group had warned that it’d trim the nation’s credit score grade in Could, when lawmakers fought over elevating the nation’s borrowing restrict.

Report S&P 500 ‘Feels Inevitable’: JPMorgan
2023-08-01 23:21 UTC by ThinkAdvisorLu Wanghttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2023/07/06_Bull_Stock_Market_Adobe_640x640.jpgInformation

The index ended July at about 200 factors beneath its file of 4,796.56 reached in January 2022.

Ex-Cetera Advisor Charged With Defrauding Older Consumer Out of $2.4M
2023-08-01 20:26 UTC by ThinkAdvisorJeff Bermanhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2022/12/2022-3-2-SEC_ALM_640x640_Diego-M-Radzinschi.jpgInformation/SEC/New York

The SEC additionally alleges the advisor liquidated the shopper’s holdings and transferred the proceeds to her personal accounts.

Nationwide Maps Shoppers’ Lengthy-Time period Care Insurance coverage Confusion
2023-08-01 20:13 UTC by ThinkAdvisorAllison Bellhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2023/04/09_Confused_Thinking_Question_Marks_Shutter_640x640.jpgInformation/Advertising and Lead Era/Way of life Planning

Many shoppers who declare to have LTCI protection confused it with well being or incapacity insurance coverage.

12 Worst States for Retirement: 2023
2023-08-01 19:48 UTC by ThinkAdvisorMichael S. Fischerhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2023/05/07_Health-Senior-Man-Cane_Shutterstock_640x640.jpgSlideshow/Financial Developments/Way of life Planning

Heat climate could also be a draw, however affordability must be the largest think about a retiree’s choice to relocate.

Vanguard Makes New Push to Assist Purchasers Discover Misplaced IRAs
2023-08-01 19:28 UTC by ThinkAdvisorJohn Manganarohttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2022/07/IRA_Rollover_Retirement_Charts_Adobe_640x640.jpgVanguard/Information/IRAs

The fund big has expanded its partnership with Retirement Clearinghouse to incorporate a misplaced IRA search service for buyers.

ETF Managers Group, Founder Hit With $4.4M SEC Penalty
2023-08-01 19:14 UTC by ThinkAdvisorMelanie Waddellhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2022/12/SEC_Building_Diego-Radzinschi-alm_640x640.jpgInformation/SEC

Samuel Masucci and his companies entered into “a prohibited joint transaction” to acquire $20 million in rescue financing to keep away from a doable chapter.

A Completely different Manner Dad and mom Can Assist With Retirement
2023-08-01 05:31 UTC by ThinkAdvisorAllison Bellhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2023/07/2023-7-31-stephen-dunbar_Equitable-Advisors_640x640.jpgUHNW Consumer Recommendation/Evaluation/Life Planning Methods/Earnings Investing

Stephen Dunbar says grownup youngsters of oldsters who’re each rich and wholesome ought to discover this selection.

How a Loss-Proof ETF Can Issue Into Retirement Portfolios
2023-08-01 05:17 UTC by ThinkAdvisorJohn Manganarohttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2023/03/04_Businessman-_Economic_Stock_Crash_Recession_Adobe_640x640.jpgInformation/Funding Methods

Whereas not acceptable for all buyers, a brand new class of buffer ETFs has options doubtlessly engaging to retirees.

3 Issues to Know A few Coming Wealth Planning Entice
2023-08-01 16:32 UTC by ThinkAdvisorAllison Bellhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2023/07/2023-7-31-caroline-brooks_John-Hancok_640x640.jpgProperty Planning/UHNW Consumer Recommendation/Property Tax Planning/Evaluation/Life Planning Methods

John Hancock’s superior markets head says new guidelines might have an effect on a comparatively massive phase of the U.S. high-net-worth market.

State Road Cuts Expense Ratios of 10 ETFs
2023-08-01 16:30 UTC by ThinkAdvisorDinah Wisenberg Brinhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2023/06/17_State_Street_Financial_BB_640x640.jpgInformation

Over the previous two years, the agency says it has lower bills tied to twenty ETFs throughout its U.S. SPDR lineup.

FINRA Posts Life Settlement Information for Shoppers
2023-08-01 16:00 UTC by ThinkAdvisorAllison Bellhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2023/06/Rockville_FINRA_640x640.jpgInformation/Life Settlements/FINRA

The group warns of considerations however says coverage gross sales may make sense for some.

Would a Larger Social Safety Claiming Age Enhance the Economic system?
2023-07-31 21:45 UTC by ThinkAdvisorJohn Manganarohttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2023/05/01_Money_Social_Security_Card_Shutter_640x640.jpgEvaluation/Life Planning Methods/Social Safety Funding/Earnings Planning

Projections present that one of many program’s belief funds will run out of reserves by 2033, which might lead to an instantaneous 23% profit lower.

Schwab Launches 3 Bond Ladder Methods
2023-07-31 20:59 UTC by ThinkAdvisorDinah Wisenberg Brinhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2022/11/05_News-of-the-Yr-Schwab-640×640.pngSchwab/Information/Fastened Earnings/Bond

The bond ladders embody six-month, 12-month and 24-month investments that may be held in SMAs.

BDs’ Anti-Cash Laundering Insurance policies Fall Quick: SEC
2023-07-31 19:43 UTC by ThinkAdvisorMelanie Waddellhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2022/03/2022-3-2-SEC_ALM_640x640_Diego-M-Radzinschi.jpgInformation/SEC

Some broker-dealers “didn’t seem to dedicate enough assets, together with staffing, to AML compliance,” the regulator mentioned.

Shares Set for New Highs: Jeremy Siegel
2023-07-31 19:28 UTC by ThinkAdvisorDinah Wisenberg Brinhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2022/12/Siegel_Jeremy_2010_BB_640x640.jpgJeremy Siegel/Information

“What’s to cease this market now?” the Wharton professor asks throughout a CNBC interview.

12 Finest States for Retirement: 2023
2023-07-31 19:06 UTC by ThinkAdvisorMichael S. Fischerhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2021/10/04_Senior_Family_Golfing_Shutter_640x640.jpgSlideshow/Way of life Planning

Older Individuals shouldn’t rule out locations not historically considered hotspots for his or her Golden Years, a Bankrate report says.

Everlasting Life Insurance coverage and a Risky Market
2023-07-31 19:06 UTC by ThinkAdvisorMichael Konialianhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2021/03/Retire_Nest_Egg_Roth_IRA_Conversion_640x640.jpgCommentary/Everlasting Life Insurance coverage/Earnings Investing

There’s a couple of method to shield a nest egg.

7 Prime Giving Developments Amongst UHNW Households
2023-07-31 18:50 UTC by ThinkAdvisorJohn Manganarohttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2021/12/07_Happy_Wealthy_Couple_Outdoors_Adobe_640x640.jpgUHNW Consumer Recommendation/Slideshow

The wealthiest purchasers need to really feel extra related with their causes and have interaction in additional purposeful philanthropy.

Getting ready Households for the Future
2023-07-31 18:39 UTC by ThinkAdvisorKylie Murrayhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2023/02/2021-11-22-happy-family-on-couch_Shutterstock.jpgCommentary/Life Planning Methods/Prospect Purchasers

Many consumers’ family members will finally use the life insurance coverage.

Social Safety’s Improper Fee Alternate Is Overdue, Lawmakers Say
2023-07-31 18:09 UTC by ThinkAdvisorMelanie Waddellhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2023/07/06_Money_Social_Security_Card_Shutter_640x640.jpgInformation/Social Safety Funding

The Home Methods and Means Committee chairman says the SSA is already seven years late on implementing this system.

Unclaimed Life Insurance coverage Property: Guarantees to Preserve
2023-07-31 05:46 UTC by ThinkAdvisorJena Kennedyhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2023/07/2023-7-31-flower-at-a-cemetery_Shutterstock_640x640_serjophoto.jpgCommentary

For the insurers, making good on the demise advantages cost obligations takes onerous work.

FPA Joins New Coalition to Again 529 Plan Invoice
2023-07-31 05:20 UTC by ThinkAdvisorMelanie Waddellhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2023/06/07_529_College_Savings_Piggy_Bank_Adobe_640x640.jpg529 Plans/Information/Certification

The Tomorrow’s Workforce Coalition is championing laws that enables 529 plan funds for use to cowl the prices of sustaining skilled credentials.

Why the Life Insurance coverage Business Should Change
2023-07-31 16:56 UTC by ThinkAdvisorLoida Abrahamhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2023/01/2021-1011-Phone_Shutterstock_640x640.jpgCommentary/Promoting

Taking three months to get a coverage is so 1993.

The Finish of the COVID-19 Emergency and Well being Insurance coverage
2023-07-31 16:34 UTC by ThinkAdvisorJessica Leirerhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2023/05/Surgical-Masks-AdobeStock-640×640.jpgCommentary

For purchasers, the expiration of non permanent measures means well being protection adjustments.

American Nationwide Seeks to Void a Life Insurance coverage Coverage Over Alleged Fraud
2023-07-31 16:21 UTC by ThinkAdvisorAllison Bellhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2023/07/2023-7-28-scales-of-justice-417819498_Adobe-Stock_640x640_zolnierek.jpgInformation

The insurer says the acquisition was a part of a $535 million conspiracy.

Wall Road’s Largest Bear Adjustments Tune on Rally
2023-07-31 15:23 UTC by ThinkAdvisorAlexandra Semenova & Farah Elbahrawyhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2023/03/04_Bear_Bull_Market_Stocks_Crash_Shutter_640x640.jpgInformation

The S&P 500 is up 20% this yr, nearly the identical return it posted in 2019, says Morgan Stanley’s Mike Wilson.

Vanguard Speaks Out Towards New Method to Monetary Danger
2023-07-31 15:06 UTC by ThinkAdvisorAllison Bellhttps://photographs.thinkadvisor.com/contrib/content material/uploads/websites/415/2023/03/02_Vanguard_Logo_Website_New_Shutter_640x640.jpgVanguard/Information/Annuity Investing

The fund big says herding completely different sorts of economic companies onto the identical protected regulatory path may very well be harmful.

 

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