Taking excellent care of your workers, each whereas they’re working and after they retire, isn’t simply the best factor to do. It’s additionally a necessity for attracting and retaining certified expertise in at present’s aggressive atmosphere.
Inexpensive well being protection by means of a gaggle Medicare plan is an integral part of a complete retirement package deal. I’ve been working with Independence Blue Cross (IBX) Medicare plans since 2005. And now as Director of Group Medicare Gross sales, I’d prefer to stroll you thru all some great benefits of providing your workforce an IBX group Medicare Benefit plan.
Higher Than Medigap
Many employers have been providing their workers the identical Medicare Complement (“Medigap”) plan for ages. And Medigap plans are superb. However Medicare Benefit plans supply many extra advantages at a considerably decrease price than Medigap plans.
Private Alternative 65SM PPO plans and Keystone 65 HMO plans from IBX are available quite a lot of choices with totally different prices and advantages. However they’re all very extremely rated by the Facilities for Medicare and Medicaid Companies, a testomony to their total high quality by way of protection and buyer satisfaction.
Price Financial savings
Your retirees may enroll in particular person Medicare Benefit plans on their very own. And there are a number of plans on the market, a lot of them with $0 premiums. However even with a $0 premium, an individual’s out-of-pocket prices can nonetheless add up primarily based on issues like specialist copays and medicine prices.
Group Medicare plans can leverage group charges to ship decrease out-of-pocket prices to members. That makes them a really engaging profit to supply your workers after they retire.
And IBX group Medicare Benefit plans include versatile funding choices in addition to important tax benefits. They’re usually higher than or equal to what our rivals can present, by way of charges, advantages, or each. It’s a win-win for employers in addition to retirees.
Protection Continuity
In case your group already has a gaggle worker well being care plan by means of IBX, transitioning to an IBX Medicare Benefit plan at retirement is seamless. Folks can get pleasure from the identical massive well being community as earlier than, with:
- Even decrease out-of-pocket prices
- Constructed-in dental, imaginative and prescient, and listening to protection
- A no-cost health program
- An out-of-pocket allowance for qualifying over-the-counter well being merchandise
- And lots of different beneficial extras
There’s continuity for employers as properly. You get skilled, devoted account administration from the hometown well being insurer you already know and belief.
Superlative Assist
Our service doesn’t finish when our sale is full. We assist your retiring workforce members navigate the Medicare maze to get essentially the most worth and the highest-quality care from their well being plan. We provide customized steerage that’s second to none.
We additionally maintain member seminars on fashionable matters all year long. We tailor these shows to give attention to advantages that members are under-utilizing to assist them get essentially the most out of their plan. We continually replace our members and purchasers on new Medicare guidelines.
My crew stands able to reply no matter questions you will have about IBX group Medicare Benefit plans. You’ll be able to attain us at medicaregroupsalesinquiries@ibx.com.