Personal-Occupation Incapacity Insurance coverage Claims

El Segundo Legal professionals Combating to Implement Shoppers’ Rights After Non-public Incapacity Insurance coverage Declare Denials

Michael B. Horrow represented an Optical Designer who turned completely disabled on account of degenerative illness in his again and hips. He had bought personal incapacity insurance coverage for monetary safety if he ever turned bodily unable to apply his occupation. Because of the extreme ache attributable to his situations, he was unable to proceed working in his occupation. Learn extra: $1.8 M For Unreasonable Termination Of Incapacity Advantages

Many high-income professionals determine to buy personal incapacity insurance coverage for their very own particular occupation. The purpose is to guard themselves within the occasion they turn into disabled and usually are not capable of work of their present occupations.

These professionals, resembling medical doctors, dentists, and attorneys, pay a excessive premium for the peace of thoughts and safety of this insurance coverage. Insurance coverage protection is meant to be there for them, nevertheless, in the event that they turn into disabled. Regardless of this truth, insurance coverage corporations typically unreasonably refuse to pay out on the insurance policies. That’s the place the attorneys at Donahue & Horrow can are available to assist injured professionals maintain their insurers accountable.


Non-public Incapacity Insurance coverage Claims Are Typically Denied

Those that purchase personal incapacity insurance coverage pay substantial premiums to stop the drastic penalties to their households and existence in the event that they turn into unable to carry out the necessities of their very own occupation. However for these excessive earners, the worth could also be price it due to the necessity to substitute massive incomes within the occasion of a incapacity.

Professionals who buy the sort of insurance coverage can embrace:


In case your personal incapacity insurance coverage declare was denied, or delayed, our attorneys could possibly aid you get your advantages paid.

When insurers unreasonably refuse to honor their aspect of the insurance coverage contract, these denied protection nonetheless have choices. Our agency is expert at litigating these instances and serving to shoppers pursue the cash they’ve coming to them beneath the coverage.

Contact us at present to debate your particular case. We serve shoppers within the Los Angeles space and all through Southern and Northern California.

In case after case going toe-to-toe with among the largest incapacity insurers within the nation, together with UNUM, Cigna, Hartford, MetLife and lots of others, Donahue & Horrow, LLP has established itself because the “go to” agency for own-occupation incapacity insurance coverage points and recovered tens of tens of millions of {dollars} for its shoppers. Forbes, September 8, 2014

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